Annual deductions:
- Federal tax: $6,193
- Manitoba tax: $5,029
- CPP: $3,362
- EI: $978
2026 federal and provincial/territorial brackets, plus CPP (5.95% to the $74,600 YMPE, plus CPP2 at 4% up to $85,000) and EI (1.63% up to $68,900). Quebec residents actually pay QPP and QPIP instead of CPP/EI and receive a federal abatement - the Quebec figures here are an approximation, not the QPP/QPIP calculation. The federal Basic Personal Amount's phase-out above $181,440 isn't modeled. Not tax advice - confirm with the CRA or a tax professional.
How much income tax do you pay in Manitoba?
On a $60,000 salary in Manitoba, combined federal and provincial income tax is $11,222 for 2026 - $6,193 federal and $5,029 provincial. After $4,340 of CPP and EI, take-home pay is $3,703 a month, or $1,709 every two weeks, keeping 74.1% of gross pay.
How do you get a tax refund in Manitoba?
A refund is not extra money - it is the difference between the tax withheld from your pay all year and the tax you actually owed. If your employer withheld more than the $11,222 owed on a $60,000 salary, the excess comes back when you file. Withhold too little and you owe instead.
What increases your refund the most?
RRSP contributions are the largest lever for most people: a contribution reduces taxable income directly, so it is refunded at your marginal rate rather than the lowest one. Tuition, medical expenses above the threshold, childcare, and donation credits also reduce tax owed and therefore raise any refund.
Manitoba tax refund: how it works
A tax refund is not a bonus. It is the gap between what your employer withheld from every paycheque and what you genuinely owed once the year closed. This calculator gives you the second number - the tax actually owed on your income in Manitoba. Compare it against the total shown in box 22 of your T4, and the difference is your refund or your balance owing.
The most effective way to increase a refund is to reduce taxable income before the year ends. An RRSP contribution does exactly that, and it is refunded at your marginal rate - the rate on your last dollar earned, not your average. A TFSA works the opposite way: contributions are not deductible, so they never affect a refund, but growth and withdrawals are tax-free.
Manitoba take-home pay by salary
| Salary | Total tax | CPP + EI | Monthly take-home |
|---|---|---|---|
| $40,000 | $5,913 | $2,824 | $2,605 |
| $60,000 | $11,222 | $4,340 | $3,703 |
| $80,000 | $17,872 | $5,569 | $4,713 |
| $100,000 | $24,522 | $5,769 | $5,809 |
| $150,000 | $45,284 | $5,769 | $8,246 |
Manitoba provincial tax brackets for 2026
Manitoba taxes income in 3 provincial brackets, from 10.80% on the first dollars up to 17.40% on taxable income above $100,000. These apply on top of the federal brackets, and the provincial basic personal amount of $15,780 is the 7th highest of the 13 provinces and territories.
| Taxable income | Manitoba rate |
|---|---|
| $0 to $47,000 | 10.80% |
| $47,000 to $100,000 | 12.75% |
| Over $100,000 | 17.40% |
How Manitoba compares
On a $60,000 salary, Manitoba ranks 10th of 13 for take-home pay, at $44,438 a year. Nunavut leaves the most, $3,290 a year more than Manitoba, while Quebec leaves the least at $43,438. Federal tax, CPP and EI are the same in every province outside Quebec, so the gap comes from provincial tax: $5,029 here against $1,740 in Nunavut.
Frequently asked questions
$11,222 in combined federal and provincial income tax for the year - $6,193 federal and $5,029 provincial. After CPP and EI, take-home is $3,703 a month.
$15,780 for 2026 - the income you can earn before paying Manitoba provincial tax. The federal Basic Personal Amount is separate, at $16,452.
The top Manitoba provincial bracket is 17.40%, combined with the federal top rate of 33% on income above $258,482 - plus CPP and EI on the portions still within their limits.
Yes - CPP (5.95% to the $74,600 limit, plus CPP2 at 4% to $85,000) and EI (1.63% to $68,900) are both deducted before the take-home figure.
Other provinces
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Reviewed by Raja Jahangir · Last reviewed: October 2026