UK Take-Home Pay Calculator

2026/27 rates for England, Wales, and Northern Ireland: Personal Allowance £12,570 (tapered above £100,000, gone at £125,140), 20% basic rate to £50,270, 40% higher rate to £125,140, 45% above. Employee National Insurance is 8% between £12,570 and £50,270, 2% above. Scotland uses different income tax bands and isn't modeled here. Not tax advice — confirm with HMRC or a tax adviser.

Take-home pay by salary

Full breakdowns for the salaries people look up most, 2026/27 rates.

• £18,000/year = £1,373/month
• £20,000/year = £1,493/month
• £22,000/year = £1,613/month
• £25,000/year = £1,793/month
• £28,000/year = £1,973/month
• £30,000/year = £2,093/month
• £32,000/year = £2,213/month
• £35,000/year = £2,393/month
• £40,000/year = £2,693/month
• £45,000/year = £2,993/month
• £50,000/year = £3,293/month
• £55,000/year = £3,538/month
• £60,000/year = £3,780/month
• £70,000/year = £4,263/month
• £80,000/year = £4,746/month
• £100,000/year = £5,713/month
• £120,000/year = £6,513/month
• £150,000/year = £7,817/month