FBR slab rates for salaried individuals. Assumes salary is your only taxable income; excludes tax credits, Zakat deduction, and provident fund adjustments. The FY 2026-27 rates apply from 1 July 2026 (Finance Act 2026); the 9% surcharge was abolished for salaried taxpayers that year. Not tax advice - confirm with FBR or a tax practitioner before filing.
Calculate Income Tax on Your Salary in Pakistan
The Tools Kit's free Salary Tax Calculator Pakistan works out how much FBR income tax is deducted from your salary and what you take home each month. Pick the tax year, enter your monthly or annual salary in rupees, and it shows your monthly tax, monthly take-home salary, annual tax, and effective tax rate using the slab rates for salaried individuals.
It covers two years: FY 2026-27 (the current year, effective from 1 July 2026 under the Finance Act 2026) and FY 2025-26, so you can compare the new tax slabs with last year's. For example, a Rs 150,000 monthly salary is Rs 1,800,000 a year, which attracts Rs 72,000 of tax: Rs 6,000 a month, leaving Rs 144,000 take-home.
How to Use the Salary Tax Calculator
- 1
Choose the tax year
Select FY 2026-27 (the default, effective from 1 July 2026) or FY 2025-26. The two years use different slab tables, and only FY 2025-26 has the 9% surcharge.
- 2
Choose monthly or annual
Set "Salary entered as" to Monthly salary or Annual salary, depending on the figure you have. A monthly figure is multiplied by 12 before the slabs are applied.
- 3
Enter your salary in rupees
Type your gross taxable salary in Pakistani rupees. Commas are fine, so 1,50,000 and 150,000 both work.
- 4
Read the results
Monthly tax, monthly take-home salary, annual tax, and your effective tax rate update instantly. If the FY 2025-26 surcharge applies, a note shows how much of the tax it adds.
The calculation runs in your browser, with no account and no limit on how many salaries you check.
Income Tax Slabs for Salaried Persons, FY 2026-27 and FY 2025-26
Pakistan taxes salaried income progressively. Each slab charges a fixed amount for all the income below it plus a percentage of the income inside the slab, so only the rupees above a threshold are taxed at the higher rate. These are the exact tables the calculator uses.
| Annual taxable salary | Rate | Tax |
|---|---|---|
| Up to Rs 600,000 | 0% | No tax |
| Rs 600,001 - 1,200,000 | 1% | 1% of the amount over Rs 600,000 |
| Rs 1,200,001 - 2,200,000 | 11% | Rs 6,000 + 11% of the amount over Rs 1,200,000 |
| Rs 2,200,001 - 3,200,000 | 20% | Rs 116,000 + 20% of the amount over Rs 2,200,000 |
| Rs 3,200,001 - 4,100,000 | 25% | Rs 316,000 + 25% of the amount over Rs 3,200,000 |
| Rs 4,100,001 - 5,600,000 | 29% | Rs 541,000 + 29% of the amount over Rs 4,100,000 |
| Rs 5,600,001 - 7,000,000 | 32% | Rs 976,000 + 32% of the amount over Rs 5,600,000 |
| Above Rs 7,000,000 | 35% | Rs 1,424,000 + 35% of the amount over Rs 7,000,000 |
| Annual taxable salary | Rate | Tax |
|---|---|---|
| Up to Rs 600,000 | 0% | No tax |
| Rs 600,001 - 1,200,000 | 1% | 1% of the amount over Rs 600,000 |
| Rs 1,200,001 - 2,200,000 | 11% | Rs 6,000 + 11% of the amount over Rs 1,200,000 |
| Rs 2,200,001 - 3,200,000 | 23% | Rs 116,000 + 23% of the amount over Rs 2,200,000 |
| Rs 3,200,001 - 4,100,000 | 30% | Rs 346,000 + 30% of the amount over Rs 3,200,000 |
| Above Rs 4,100,000 | 35% | Rs 616,000 + 35% of the amount over Rs 4,100,000, plus a 9% surcharge on the tax if income exceeds Rs 10,000,000 |
The first three slabs, up to Rs 2,200,000 a year (about Rs 183,333 a month), are identical in both years, so lower and middle salaries pay the same tax. The FY 2026-27 budget relief starts above that level, where the 23% and 30% rates fell to 20% and 25% and the 35% top rate moved up to income above Rs 7,000,000.
Monthly Salary Tax Examples
Monthly tax and take-home salary for common monthly salaries, as the calculator computes them. Monthly figures are the annual tax divided by 12 and rounded to the nearest rupee.
| Monthly salary | Tax / month FY 2026-27 | Take-home FY 2026-27 | Effective rate FY 2026-27 | Tax / month FY 2025-26 | Take-home FY 2025-26 | Effective rate FY 2025-26 |
|---|---|---|---|---|---|---|
| Rs 50,000 | Rs 0 | Rs 50,000 | 0.0% | Rs 0 | Rs 50,000 | 0.0% |
| Rs 100,000 | Rs 500 | Rs 99,500 | 0.5% | Rs 500 | Rs 99,500 | 0.5% |
| Rs 150,000 | Rs 6,000 | Rs 144,000 | 4.0% | Rs 6,000 | Rs 144,000 | 4.0% |
| Rs 200,000 | Rs 13,000 | Rs 187,000 | 6.5% | Rs 13,500 | Rs 186,500 | 6.8% |
| Rs 300,000 | Rs 34,667 | Rs 265,333 | 11.6% | Rs 38,833 | Rs 261,167 | 12.9% |
| Rs 500,000 | Rs 92,000 | Rs 408,000 | 18.4% | Rs 106,750 | Rs 393,250 | 21.3% |
Worked example for FY 2026-27: Rs 300,000 a month is Rs 3,600,000 a year, in the Rs 3.2m-4.1m slab. Tax = Rs 316,000 + 25% × (Rs 3,600,000 − Rs 3,200,000) = Rs 416,000 a year, or Rs 34,667 a month. That is a 25% marginal rate but an 11.6% effective rate, because most of the salary is taxed in the cheaper slabs below. Under the FY 2025-26 slabs the same salary paid Rs 466,000 a year, so the new rates save Rs 50,000.
If you want to turn these numbers into a percentage of your pay or compare a raise, the percentage calculator handles percent change, and the salary to hourly calculator converts a salary into an hourly rate.
What the Calculator Includes and Leaves Out
The result is slab income tax on the salary you enter, treating salary as your only taxable income. It does not subtract Zakat deducted at source, provident fund adjustments, or tax credits such as those for charitable donations, and it does not add income from business, rent, or investments. If your payslip deduction differs, one of these is usually why. Zakat is worked out separately: the zakat calculator applies 2.5% to your net zakatable wealth once it meets the nisab.
Income tax is also separate from the sales tax you pay on purchases; for the 18% general sales tax on goods, use the Pakistan sales tax calculator. Treat this tool as an estimate rather than tax advice, and confirm final figures with FBR or a tax practitioner before filing.
Common uses
- Checking the income tax deduction on a monthly payslip
- Comparing job offers or a salary increase on take-home terms
- Seeing how much the FY 2026-27 budget changes save at your salary level
- Planning a monthly budget around take-home salary, for example before taking on an installment with the EMI calculator
- Judging whether a raise keeps up with rising prices, alongside the inflation calculator
- Employers estimating salary tax withholding for a new hire
More finance and everyday tools are collected in the calculator tools hub.
Pakistan salary tax terms explained
| Term | What it means here |
|---|---|
| FBR | Federal Board of Revenue, the authority that administers income tax in Pakistan |
| Tax year / fiscal year (FY) | Pakistan’s tax year runs from 1 July to 30 June, so FY 2026-27 covers July 2026 to June 2027 |
| Slab | An income band with its own fixed tax amount and percentage rate on income above the band’s lower limit |
| Finance Act | The law passed with each federal budget that sets that year’s slab rates; FY 2026-27 rates come from the Finance Act 2026 |
| Surcharge | An extra 9% of computed tax that applied in FY 2025-26 to salaried income above Rs 10,000,000 a year; abolished for salaried taxpayers in FY 2026-27 |
| Take-home salary | Gross salary minus the slab income tax, before any other deductions such as provident fund or Zakat |
| Effective tax rate | Total annual tax divided by total annual income, shown in the calculator to one decimal place |
| Marginal rate | The percentage charged on the next rupee of income, set by the slab your annual income falls in |
Frequently Asked Questions
FBR taxes salaried income in slabs. Find the slab your annual taxable salary falls in, then tax = the slab’s fixed amount + the slab’s rate × (income − the slab’s lower limit). Divide the annual tax by 12 for the monthly deduction. The calculator applies this formula to the slab table of the tax year you select.
Up to Rs 600,000 is tax-free; Rs 600,001-1.2m is taxed at 1% of the excess; Rs 1.2m-2.2m at Rs 6,000 + 11%; Rs 2.2m-3.2m at Rs 116,000 + 20%; Rs 3.2m-4.1m at Rs 316,000 + 25%; Rs 4.1m-5.6m at Rs 541,000 + 29%; Rs 5.6m-7m at Rs 976,000 + 32%; and above Rs 7m at Rs 1,424,000 + 35%. These are the FY 2026-27 rates the calculator uses.
Annual salary up to Rs 600,000, which is Rs 50,000 a month, is taxed at 0% in both FY 2025-26 and FY 2026-27 in this calculator. Between Rs 600,000 and Rs 1,200,000 a year the rate is only 1% of the excess, so a Rs 100,000 monthly salary pays Rs 500 a month.
Rs 150,000 a month is Rs 1,800,000 a year, which falls in the Rs 1.2m-2.2m slab. Tax = Rs 6,000 + 11% × Rs 600,000 = Rs 72,000 a year, or Rs 6,000 a month, leaving Rs 144,000 take-home. The result is the same in FY 2025-26 and FY 2026-27, an effective rate of 4.0%.
Compared with FY 2025-26, the Rs 2.2m-3.2m slab dropped from 23% to 20%, the Rs 3.2m-4.1m slab dropped from 30% to 25%, new 29% and 32% slabs were added, the 35% top rate now starts above Rs 7m instead of Rs 4.1m, and the 9% surcharge on salaried income above Rs 10m was removed. Slabs up to Rs 2.2m are unchanged.
In FY 2025-26, salaried individuals with annual taxable income above Rs 10,000,000 paid an extra 9% of their computed tax. The calculator adds it automatically for FY 2025-26 and shows the amount in a note. For FY 2026-27 it is abolished for salaried taxpayers, so no surcharge is added.
Yes. Set "Salary entered as" to Annual salary and type the yearly figure. The results still show both monthly and annual tax, plus monthly take-home salary.
The marginal rate is the percentage on your next rupee, set by your slab. The effective rate is total tax divided by total income and is usually lower, because the tax-free first slab and cheaper lower slabs pull the average down. A Rs 300,000 monthly salary is in the 25% slab for FY 2026-27 but has an effective rate of 11.6%. The calculator shows the effective rate.
No. It computes slab tax on the salary you enter, assuming salary is your only taxable income. Zakat deducted at source, provident fund adjustments, and tax credits are not included, so your actual payslip deduction can differ. Enter taxable salary for the closest estimate.
No. It is an estimate built on the FBR slab rates for salaried individuals for FY 2026-27 and FY 2025-26. It is not tax advice; confirm your liability with FBR or a tax practitioner before filing a return.
No. The calculation runs entirely in your browser using slab tables built into the page, so the salary you type is not uploaded anywhere.
Reviewed by Raja Jahangir · Last reviewed: October 2026
How is salary tax calculated in Pakistan?
Pakistan's FBR taxes salaried income in slabs: each slab charges a fixed amount plus a percentage of income above the slab's lower limit, and the first slab is tax-free. Enter a monthly or annual salary and pick the tax year, since FY 2025-26 and FY 2026-27 use different slab rates, to see monthly tax, monthly take-home, and effective rate.
What is the difference between effective and marginal tax rate?
The marginal rate is the percentage charged on the next rupee you earn, set by the slab your income falls in. The effective rate is total tax divided by total income, always lower because the tax-free first slab and cheaper lower slabs pull the average down. Two people in the same slab can have quite different effective rates.
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