Salary Tax Calculator Pakistan

Calculate your FBR income tax and take-home salary in seconds. On a Rs 150,000 monthly salary (Rs 1.8m a year), FY 2026-27 tax comes to Rs 6,000 per month, leaving Rs 144,000 take-home. Supports both FY 2026-27 (surcharge abolished) and FY 2025-26 slabs.

Tax year

Salary entered as

Monthly salary (Rs)

Rs 6,000

Monthly tax

Rs 144,000

Monthly take-home

Rs 72,000

Annual tax

4.0%

Effective rate

FBR slab rates for salaried individuals. Assumes salary is your only taxable income; excludes tax credits, Zakat deduction, and provident fund adjustments. The FY 2026-27 rates apply from 1 July 2026 (Finance Act 2026); the 9% surcharge was abolished for salaried taxpayers that year. Not tax advice — confirm with FBR or a tax practitioner before filing.

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Why use Salary Tax Calculator Pakistan?

Pakistan taxes salaried income through progressive slabs set each year in the federal budget. This calculator implements the exact FBR tables for the two most recent years. The FY 2026-27 tables (effective 1 July 2026 under the Finance Act 2026) brought real relief to mid-level salaries: the 23% bracket dropped to 20%, the 30% bracket to 25%, and the top 35% rate now only starts at Rs 7 million instead of Rs 4.1 million, with two new intermediate brackets (29% and 32%) smoothing the curve. The 9% surcharge on salaried incomes above Rs 1 crore was abolished outright. To use it, enter your gross monthly or annual salary and pick the year. The tool shows your monthly tax, monthly take-home, annual tax, and effective rate — the share of total income actually paid, which is always lower than your top marginal rate because earlier slabs are taxed at lower rates. A Rs 300,000-a-month earner (Rs 3.6m a year), for example, sits in the 25% marginal bracket for FY 2026-27 but pays an effective rate of about 11.6%. Rates are verified against FBR-published tables; confirm final figures with FBR or a tax practitioner before filing.

Key benefits

Verified FBR slab tables for FY 2026-27 and FY 2025-26
Monthly and annual salary input modes
Shows monthly take-home, not just the tax figure
Handles the FY 2025-26 9% high-income surcharge automatically
Runs entirely in your browser — salary data never leaves your device

Features

Two-year slab toggle (Finance Act 2026 vs 2025)
Effective and marginal rate display
Rupee formatting throughout
Surcharge line item shown when it applies
Instant client-side calculation

Popular use cases

Checking the tax deduction on your monthly payslip
Negotiating a salary offer on take-home terms
Seeing what the FY 2026-27 budget changes mean for your bracket
Employers estimating withholding for a new hire

How to use Salary Tax Calculator Pakistan

1
Pick the tax year
FY 2026-27 (current, from 1 July 2026) or FY 2025-26. The slab tables differ — 2026-27 cut mid-bracket rates and abolished the 9% surcharge.
2
Enter your salary
Type your monthly or annual gross salary in rupees, whichever you know — the toggle handles the conversion.
3
Read the results
Monthly tax, monthly take-home, annual tax, and your effective tax rate all update instantly.
4
Compare years
Flip the year selector to see exactly what the Finance Act 2026 changes saved you at your salary level.

Frequently asked questions

What are Pakistan's income tax slabs for FY 2026-27?

For salaried individuals: income up to Rs 600,000 is tax-free; Rs 600,001–1.2m is taxed at 1% of the excess; Rs 1.2m–2.2m at Rs 6,000 + 11%; Rs 2.2m–3.2m at Rs 116,000 + 20%; Rs 3.2m–4.1m at Rs 316,000 + 25%; Rs 4.1m–5.6m at Rs 541,000 + 29%; Rs 5.6m–7m at Rs 976,000 + 32%; and above Rs 7m at Rs 1,424,000 + 35%.

How much salary is tax-free in Pakistan?

Rs 600,000 per year — Rs 50,000 per month — is fully exempt for salaried individuals in both FY 2025-26 and FY 2026-27. Above that, the first slab is taxed at just 1%, so a Rs 100,000 monthly salary pays only Rs 500 per month in tax.

What changed in the FY 2026-27 budget?

The Finance Act 2026 cut the Rs 2.2m–3.2m slab from 23% to 20%, cut the Rs 3.2m–4.1m slab from 30% to 25%, added new 29% and 32% brackets before the top 35% rate (which now starts at Rs 7m instead of Rs 4.1m), and abolished the 9% surcharge on salaried incomes above Rs 10m.

Does this include Zakat, provident fund, or tax credits?

No — it computes slab tax on gross taxable salary only. Zakat deducted at source, provident fund contributions, and tax credits (like charitable donations) reduce your actual liability. Treat the result as the baseline withholding figure.

Is my salary data uploaded anywhere?

No. The calculation runs entirely in your browser using the published FBR slab tables — nothing you type is sent to any server.

Last reviewed: August 2026

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