Zakat Calculator

Work out your zakat in one pass: enter cash, bank balances, gold, silver, investments, and debts, and the tool applies the 2.5% rate once your net wealth crosses nisab. The nisab threshold is editable — or enter today's silver rate per gram and it computes the 612.36 g silver nisab for you.

Cash in hand (Rs)

Bank balances (Rs)

Gold (market value) (Rs)

Silver (market value) (Rs)

Investments / savings certificates (Rs)

Business stock & receivables (Rs)

Money owed to you (recoverable) (Rs)

Debts & liabilities (deducted) (Rs)

Nisab threshold (Rs, editable)

Or today's silver rate per gram (optional)

Rs 0

Net zakatable wealth

Rs 645,000

Nisab threshold

Below nisab — none due

Zakat due

Zakat is 2.5% of net zakatable wealth held for one full lunar year, due once net wealth meets nisab: 612.36 g of silver (52.5 tola) or 87.48 g of gold (7.5 tola). Most scholars advise the silver nisab as it benefits more recipients. Metal prices change daily — enter today's silver rate for an exact threshold. For rulings on specific assets (jewellery in use, pensions, property), consult a scholar.

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Why use Zakat Calculator?

Zakat is due at 2.5% on wealth that has been at or above nisab for one lunar year. The zakatable base includes cash and bank balances, gold and silver at market value, tradeable investments, business stock and receivables, and recoverable loans you've made — minus debts you currently owe. This calculator adds it all up, compares the net figure against nisab, and applies the 2.5% only when the threshold is met, which is how the obligation actually works: below nisab nothing is due, at or above it the whole net amount is assessed. Because nisab is defined in metal weights (87.48 g gold or 612.36 g silver), its money value changes daily with metal prices. The tool ships with an editable rupee default and can compute the silver nisab live from a per-gram silver rate you enter. For asset-specific rulings — jewellery in personal use, retirement funds, property bought for resale — schools of thought differ, so confirm the details with a scholar you trust. The arithmetic, at least, is handled here.

Key benefits

All zakatable asset classes in one form
Editable nisab, or auto-computed from today's silver rate
Correct all-or-nothing nisab logic (2.5% of the whole net wealth)
Runs entirely in your browser — your finances never leave your device
Clear below-nisab indication when no zakat is due

Features

Eight asset/liability fields covering cash, metals, investments, and business assets
Silver-rate-per-gram nisab computation (612.36 g / 52.5 tola)
Gold nisab reference (87.48 g / 7.5 tola)
2.5% zakat computation with rupee formatting

Popular use cases

Annual zakat calculation in Ramadan or on your zakat anniversary
Checking whether your savings have crossed nisab this year
Valuing mixed holdings — cash plus gold plus committee/BC savings
Estimating zakat on business stock and receivables

How to use Zakat Calculator

1
Enter your assets
Cash in hand, bank balances, gold and silver at today's market value, investments, business stock, and money owed to you that you expect to recover.
2
Deduct liabilities
Enter debts due — these reduce your zakatable wealth.
3
Set the nisab
Keep the editable default, or enter today's silver rate per gram and the tool computes the 612.36 g silver nisab automatically.
4
Read the result
If your net wealth meets nisab, zakat due is 2.5% of the full net amount — not just the part above the threshold.

Frequently asked questions

How much is zakat?

2.5% (one-fortieth) of your net zakatable wealth, due once that wealth meets or exceeds nisab and has been held for one full lunar year. If you're above nisab, the 2.5% applies to the entire net amount, not just the portion above the threshold.

What is nisab and which one should I use?

Nisab is the minimum wealth at which zakat becomes due: 87.48 g of gold (7.5 tola) or 612.36 g of silver (52.5 tola), valued at current market prices. Most scholars recommend the silver nisab because its lower value means zakat reaches more of those entitled to it.

Is zakat due on gold jewellery I wear?

Scholarly opinion differs: the Hanafi position is that all gold and silver jewellery is zakatable, while some other schools exempt jewellery in regular personal use. This calculator includes whatever gold value you enter — consult a scholar for your school's ruling.

Do I deduct my debts?

Immediate debts due — rent owed, bills, instalments currently payable — are generally deducted from zakatable wealth. Long-term debt treatment differs by opinion; many scholars deduct only the coming year's instalments. Enter what applies under the guidance you follow.

Is my financial information stored anywhere?

No. The entire calculation runs in your browser; nothing you enter is transmitted or saved.

Last reviewed: August 2026

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