England and Northern Ireland rates from 1 April 2025: 0% to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5m, 12% above. First-time buyers pay 0% to £300,000 and 5% to £500,000, with no relief at all above £500,000 (standard rates apply to the full price). Additional properties carry a 5% surcharge on top of standard rates. Scotland (LBTT) and Wales (LTT) use different bands and aren't modeled here. Not tax advice.
How much stamp duty is due on a £750,000 house?
Under the April 2025 rates, a £750,000 purchase in England or Northern Ireland costs a home mover £27,500 in stamp duty, 3.67% of the price. On the same £750,000, a first-time buyer also pays £27,500, as relief ends at £500,000. As an additional property it costs £65,000, including £37,500 of 5% surcharge.
Stamp duty on £750,000 by buyer type
| Buyer type | Stamp duty | Effective rate | vs home mover |
|---|---|---|---|
| Home mover / standard | £27,500 | 3.67% | same |
| First-time buyer | £27,500 (no relief above £500,000) | 3.67% | same |
| Additional property | £65,000 | 8.67% | +£37,500 |
How £750,000 is taxed, band by band
| Band | Slice of the price | Home mover | Additional property |
|---|---|---|---|
| Up to £125,000 | £125,000 | 0% = £0 | 5% = £6,250 |
| £125,001 to £250,000 | £125,000 | 2% = £2,500 | 7% = £8,750 |
| £250,001 to £925,000 | £500,000 | 5% = £25,000 | 10% = £50,000 |
| Total | £750,000 | £27,500 | £65,000 |
Of the £750,000 price, the first £125,000 is taxed at 0%, the next £125,000 at 2% (£2,500) and the remaining £500,000 at 5% (£25,000).
First-time buyer relief at £750,000
£750,000 is £250,000 over the £500,000 ceiling, so a first-time buyer pays the full £27,500: relief is withdrawn outright above the ceiling, not tapered. Had the price been £500,000, the bill would have been £10,000.
What changes around £750,000
- From £750,000 to £925,000, £175,000 of headroom, every £1,000 more adds £50 for a home mover; the 10% rate starts at £925,001.
- At £1,000,000 the home-mover bill would be £43,750, £16,250 more than at £750,000.
- At £600,000 the home-mover bill would be £20,000, so the £150,000 step up to £750,000 costs £7,500 in extra stamp duty.
At £750,000, £500,000 of the price sits in the 5% band, which generates £25,000 of the £27,500 total; the 2% band adds the other £2,500. The price is £175,000 below the point where the rate rises to 10%. First-time buyer relief is long gone, so every buyer type except additional-property buyers pays the same amount.
Frequently asked questions
£27,500 at standard rates (a home mover), £27,500 for a first-time buyer because £750,000 is over the £500,000 relief ceiling, and £65,000 for a second home or buy-to-let.
Yes, the full £27,500. At £750,000 the purchase is £250,000 above the £500,000 limit for relief, so standard rates apply.
£37,500 extra: 5% of £750,000, added to the £27,500 standard bill for £65,000 in total.
At £760,000 a home mover would pay £28,000 (£500 more), a first-time buyer £28,000 (£500 more) and an additional-property buyer £66,000 (£1,000 more).
Other property prices
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Reviewed by Raja Jahangir · Last reviewed: October 2026