Stamp Duty on £250,000
Stamp duty land tax on a £250,000 property — standard, first-time buyer, and additional-property rates, 2026.
England and Northern Ireland rates from 1 April 2025: 0% to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5m, 12% above. First-time buyers pay 0% to £300,000 and 5% to £500,000, with no relief at all above £500,000 (standard rates apply to the full price). Additional properties carry a 5% surcharge on top of standard rates. Scotland (LBTT) and Wales (LTT) use different bands and aren't modeled here. Not tax advice.
Stamp duty on £250,000 by buyer type
| Buyer type | Stamp duty |
|---|---|
| Home mover / standard | £2,500 |
| First-time buyer | £0 (relief applied) |
| Additional property | £15,000 |
Frequently asked questions
How much is stamp duty on £250,000?
£2,500 for a standard home-mover purchase — an effective rate of 1.00%. First-time buyers pay £0 thanks to first-time buyer relief, and an additional property (second home or buy-to-let) costs £15,000 including the 5% surcharge.
Do first-time buyers pay stamp duty on £250,000?
No — first-time buyer relief covers the full price up to £300,000, so the stamp duty is £0.
What's the surcharge for a second home at £250,000?
An extra £12,500 (5% of the price) on top of the standard £2,500, for a total of £15,000.
Other property prices
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